Newsletter

February 2020

Who will inherit your investments and bank accounts? MarketWatch notes why you should review beneficiary forms: https://on.mktw.net/2RJQ4g2

March 2015

If you're human you couldn't possibly have avoided thoughts of what you might do if you had won the recent Mega Millions lottery of over $640 million. What To Do When You Win The Lottery

December 2014

Often times we meet with a client that either has never set up a will or Trust, or they have not revised their existing Trust in a very long time. It is important to remember that as circumstances change in one’s life, so too must their estate planning tools. These estate planning tools become particularly important in the event of a divorce, or the passing of a spouse or beneficiary.

Please read the Newsletter below that speaks to some of the vulnerabilities or pitfalls of improper planning with regard to Trusts. As always, if you have any questions feel free to call!

Helping Clients Avoid a Disastrous Will or Trust Contest

November 2014

While reading this article (Business Insider, "...The Most Classic Mistake In Investing"), I couldn't help but feel a sense of pride... Pride in the fact that not one of our clients made the classic mistake of selling when the market turned on us a few weeks ago... Pride in the fact that, as advisors, we stuck to our guns and said that the sell off was almost certainly going to be short lived and that we needed to stay the course. As we have now seen, the markets have rallied back since the quick September-October correction, and rallied back to new highs! Did we get lucky? Are we the greatest at predicting what the market is going to do? I believe the answer to both is NO! The truth is, we had no idea how far the market would go down, and we had no idea when the market would go back up, and with what degree of speed. What we DID know is that our clients’ objectives most likely did not change just because the market changed. Our clients’ goals didn't change. Our investment philosophy remained intact in that we invest smart right from the get go, and we know that if we stick to our long term objectives and risk tolerances, there shouldn't be any need to sell when things get scary, or to buy when things look hot.

I'll wrap this up by saying this - Kudos to our clients for keeping the faith! We are proud of you!

August 2014

Many of our clients or prospective clients come to us for guidance on their 401(k), or other employer sponsored plans. These same people often want help with proper allocation, guidance as to how much they should be contributing, and how much they will need in their 401(k)s to retire, etc. Lastly, we have found that there are a lot of misconceptions about the pitfalls of leaving an old retirement plan with a previous employer vs rolling that plan into an IRA. This article does a good job of covering some of the basic considerations with regard to what your options are when it comes to your employer sponsored plans. Please call us today with questions!

Retirees and 401(k)s